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  • What is a prepaid card?

    A prepaid card is very much like a reloadable gift card. Simply put, you add funds to a prepaid card and then use it to make purchases — either online or in-store. With a STABLE Visa® Card, you can: Make purchases everywhere Visa is accepted Add funds from your STABLE account and reload the card...

  • What is a STABLE account?

    A STABLE account is a savings and investment account available to eligible individuals with disabilities. STABLE accounts are made possible by the federal Achieving a Better Life Experience (“ABLE”) Act. These accounts allow individuals living with disabilities to save and invest money without...

  • What is a successor designated beneficiary?

    A successor for an ABLE account must be a sibling, step-sibling, or half-sibling of the Account Owner and must also qualify for an ABLE account. A successor must be added to the account before the death of the beneficiary.

  • What is ABLE to Work?

    The ABLE to Work Act, effective January 1, 2018, revised the Internal Revenue Code applicable to ABLE accounts to permit eligible employed beneficiaries to save more in their ABLE accounts.  Over and above the standard Annual Contribution Limit ($17,000 for 2023), a working beneficiary is allowed...

  • What is IRS Form 1099-QA?

    If you make a withdrawal from your account, you will receive the IRS Form 1099-QA, which is a tax form that details all of the withdrawals you made throughout the tax year from your account. This statement reports withdrawals from the ABLE account in the prior calendar year. You only receive a...

  • What is IRS Form 5498-QA?

    If you make a contribution to your account, you will receive IRS Form 5498-QA, which is a tax form that details all of the contributions you made throughout the tax year to your account. This form reports ABLE account contributions, rollovers and direct program-to-program transfers in the prior...

  • What is the ABLE Act?

    Millions of people with disabilities rely on public benefits and federal programs such as Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Medicaid, and others for their basic living needs, but even those benefits can be limiting. Those receiving much needed...

  • What is the difference between [[planName]] and STABLE Account?

  • What kind of benefits do I get?

    One of the main benefits of having a STABLE account is being able to save for qualified expenses and invest for the future in a tax-advantaged account.  Your Supplemental Security Income (SSI) will not be affected as long as the account balance stays below $100,000. Other federally means-tested...

  • What type of bank accounts can I add?

    You can connect a checking or savings account.