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  • What type of disabilities qualify for an account?

    Any disability that qualifies for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) or blindness that developed before the age of 26 is eligible for a STABLE account. Some of the conditions recognized by the Social Security Administration that could qualify based on...

  • When is IRS form 1099-QA available?

    The plan administrator must send the 1099-QA by January 31, so you should receive the form no later than early February following the close of the tax year. You will receive it via mail or electronic delivery based on communications preferences. 

  • When is IRS form 5498-QA available?

    The plan administrator must send the 5498-QA by March 15, so you should receive the form no later than late March following the close of the tax year. You will receive it via mail or electronic delivery based on communications preferences.

  • Where can I find my account number?

    You can find all the information about a STABLE account on the Overview page. The account number is at the top of that page. The rest of the information about the beneficiary’s account — including contact info, condition, customization, money allocation, and yearly goal — can be viewed and edited...

  • Where can I use the card?

    The STABLE Visa® Card can be used everywhere Visa debit cards are accepted, both online and in-store.

  • Who can contribute to my account?

    Anyone can make contributions to your account to help you reach your goals. Learn more about how to make a gift contribution.

  • Who can have a STABLE account through [[planName]]?

    Any resident of [[stateName]] who developed a disability or blindness before the age of 26 and is eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, or has a signed Diagnosis Form from a licensed physician, can have a STABLE account through...

  • Who can open a STABLE account through [[planName]] for an eligible beneficiary?

    An adult resident of [[stateName]] with a qualifying disability can open and manage a STABLE account through [[planName]]. If a beneficiary is under the age of 18 or unable to open an account on their own, they must have an Authorized Legal Representative (also known as an ALR) do it for them. An...

  • Who can send me gifts?

    Once you’ve set up your gifting page, anyone who has a link can contribute towards your goal. Gift contributions do count toward your yearly contribution limit. So, if you’ve already reached the limit, your page will remain public, but no one can contribute again until next year.

  • Who controls the funds in a STABLE account?

    The Eligible Individual is considered the account owner. However, anyone who is selected by the eligible individual with legal capacity, anyone who has Power of Attorney, a conservator or legal guardian, a spouse, parent, sibling, grandparent, or a representative payee (individual or organization),...